eNote, Underwriting, and Compliance Products; Non-QM and Ginnie Securities Update


Posted To: Pipeline Press

Welcome to May 6th, the anniversary of the first tequila hangover. (Yes, for those of you who wrote, I know that May 5 is not Mexican Independence Day, which is in September.) Much of Northern Mexico is arid, and in the U.S. the Southwest encompasses some of the country’s most arid territory with annual precipitation of less than eight inches per year. Yet it has always been one of the fastest growing regions in the U.S. Arizona, California, Nevada, New Mexico, and Texas: For every decade between 1950 and 2010, the growth rate of the Desert Southwest was at least twice as great as that for the United States as a whole. And in three of those periods, the growth rate in the region was at least triple the U.S. growth rate, and in fact, in each of those decades, the growth rate of the Desert…(read more)

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