State-level Investor Changes – Lending Law Tweaks; Economics Moving Rates

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Posted To: Pipeline Press

Everyone needs some learnin’, and LOs and underwriters are very interested in income, education, and trends. The US Census Bureau tells us that since the mid-1900s, postsecondary enrollment has increased during recessionary periods when the state of the labor market declines. Like during the Great Recession as college enrollment increased from 17.2 million in 2006 to 20.4 million by the end of 2011 and subsequently decreased. The increase was seen at both 2- and 4-year colleges and at both the graduate and undergraduate levels as people sought to acquire new skills as well as upgrade existing skills. The percentage of students who left college saw greater unemployment rates in 2012 to 2015 versus 2000 to 2007. The increase in the percentage of unemployment was seen across all degrees…(read more)

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